12 CFR Part 1026
PART 1026—TRUTH IN LENDING (REGULATION Z)
- PART 1026—TRUTH IN LENDING (REGULATION Z)
- Chapter X—Consumer Financial Protection Bureau
- Subpart A—General
- § 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
- § 1026.2 Definitions and rules of construction.
- § 1026.3 Exempt transactions.
- § 1026.4 Finance charge.
- Subpart B—Open-End Credit
- § 1026.5 General disclosure requirements.
- § 1026.6 Account-opening disclosures.
- § 1026.7 Periodic statement.
- § 1026.8 Identifying transactions on periodic statements.
- § 1026.9 Subsequent disclosure requirements.
- § 1026.10 Payments.
- § 1026.11 Treatment of credit balances; account termination.
- § 1026.12 Special credit card provisions.
- § 1026.13 Billing error resolution.
- § 1026.14 Determination of annual percentage rate.
- § 1026.15 Right of rescission.
- § 1026.16 Advertising.
- Subpart C—Closed-End Credit
- § 1026.17 General disclosure requirements.
- § 1026.18 Content of disclosures.
- § 1026.19 Certain mortgage and variable-rate transactions.
- § 1026.20 Disclosure requirements regarding post-consummation events.
- § 1026.21 Treatment of credit balances.
- § 1026.22 Determination of annual percentage rate.
- § 1026.23 Right of rescission.
- § 1026.24 Advertising.
- Subpart D—Miscellaneous
- § 1026.25 Record retention.
- § 1026.26 Use of annual percentage rate in oral disclosures.
- § 1026.27 Language of disclosures.
- § 1026.28 Effect on state laws.
- § 1026.29 State exemptions.
- § 1026.30 Limitation on rates.
- Subpart E—Special Rules for Certain Home Mortgage Transactions
- § 1026.31 General rules.
- § 1026.32 Requirements for high-cost mortgages.
- § 1026.33 Requirements for reverse mortgages.
- § 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
- § 1026.35 Requirements for higher-priced mortgage loans.
- § 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
- § 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
- § 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
- § 1026.39 Mortgage transfer disclosures.
- § 1026.40 Requirements for home equity plans.
- § 1026.41 Periodic statements for residential mortgage loans.
- § 1026.42 Valuation independence.
- § 1026.43 Minimum standards for transactions secured by a dwelling.
- §§ 1026.44-1026.45 [Reserved]
- Subpart F—Special Rules for Private Education Loans
- § 1026.46 Special disclosure requirements for private education loans.
- § 1026.47 Content of disclosures.
- § 1026.48 Limitations on private education loans.
- Subpart G—Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students
- § 1026.51 Ability to Pay.
- § 1026.52 Limitations on fees.
- § 1026.53 Allocation of payments.
- § 1026.54 Limitations on the imposition of finance charges.
- § 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
- § 1026.56 Requirements for over-the-limit transactions.
- § 1026.57 Reporting and marketing rules for college student open-end credit.
- § 1026.58 Internet posting of credit card agreements.
- § 1026.59 Reevaluation of rate increases.
- § 1026.60 Credit and charge card applications and solicitations.
- § 1026.61 Hybrid prepaid-credit cards.
- § 1026.62 Overdraft credit.
- Appendix A to Part 1026—Effect on State Laws
- Appendix B to Part 1026—State Exemptions
- Appendix C to Part 1026—Issuance of Official Interpretations
- Appendix D to Part 1026—Multiple Advance Construction Loans
- Appendix E to Part 1026—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
- Appendix F to Part 1026—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
- Appendix G to Part 1026—Open-End Model Forms and Clauses
- Appendix H to Part 1026—Closed-End Model Forms and Clauses
- Appendix I to Part 1026 [Reserved]
- Appendix J to Part 1026—Annual Percentage Rate Computations for Closed-End Credit Transactions
- Appendix K to Part 1026—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
- Appendix L to Part 1026—Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
- Appendix M1 to Part 1026—Repayment Disclosures
- Appendix M2 to Part 1026—Sample Calculations of Repayment Disclosures
- Appendix N to Part 1026—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
- Appendix O to Part 1026—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
- Appendix P to Part 1026 [Reserved]
- Supplement I to Part 1026—Official Interpretations
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