12 CFR Part 1022
PART 1022—FAIR CREDIT REPORTING (REGULATION V)
- PART 1022—FAIR CREDIT REPORTING (REGULATION V)
- Chapter X—Consumer Financial Protection Bureau
- Subpart A—General Provisions
- § 1022.1 Purpose, scope, and model forms and disclosures.
- § 1022.2 Examples.
- § 1022.3 Definitions.
- Subpart B [Reserved]
- Subpart C—Affiliate Marketing
- § 1022.20 Coverage and definitions.
- § 1022.21 Affiliate marketing opt-out and exceptions.
- § 1022.22 Scope and duration of opt-out.
- § 1022.23 Contents of opt-out notice; consolidated and equivalent notices.
- § 1022.24 Reasonable opportunity to opt out.
- § 1022.25 Reasonable and simple methods of opting out.
- § 1022.26 Delivery of opt-out notices.
- § 1022.27 Renewal of opt-out.
- Subpart D—Medical Information
- § 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.
- § 1022.31 Limits on redisclosure of information.
- § 1022.32 Sharing medical information with affiliates.
- §§ 1022.33-1022.37 [Reserved]
- § 1022.38 Duty of consumer reporting agencies regarding medical debt information.
- Subpart E—Duties of Furnishers of Information
- § 1022.40 Scope.
- § 1022.41 Definitions.
- § 1022.42 Reasonable policies and procedures concerning the accuracy and integrity of furnished information.
- § 1022.43 Direct disputes.
- Subpart F—Duties of Users Regarding Obtaining and Using Consumer Reports
- §§ 1022.50-1022.53 [Reserved]
- § 1022.54 Duties of users making written firm offers of credit or insurance based on information contained in consumer files.
- §§ 1022.55-1022.59 [Reserved]
- Subpart G [Reserved]
- Subpart H—Duties of Users Regarding Risk-Based Pricing
- § 1022.70 Scope.
- § 1022.71 Definitions.
- § 1022.72 General requirements for risk-based pricing notices.
- § 1022.73 Content, form, and timing of risk-based pricing notices.
- § 1022.74 Exceptions.
- § 1022.75 Rules of construction.
- Subpart I—Duties of Users of Consumer Reports Regarding Identity Theft
- §§ 1022.80-1022.81 [Reserved]
- § 1022.82 Duties of users regarding address discrepancies.
- Subparts J-L [Reserved]
- Subpart M—Duties of Consumer Reporting Agencies Regarding Identity Theft
- § 1022.120 [Reserved]
- § 1022.121 Active duty alerts.
- § 1022.122 [Reserved]
- § 1022.123 Appropriate proof of identity.
- §§ 1022.124-1022.129 [Reserved]
- Subpart N—Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers
- § 1022.130 Definitions.
- §§ 1022.131-1022.135 [Reserved]
- § 1022.136 Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies.
- § 1022.137 Streamlined process for requesting annual file disclosures from nationwide specialty consumer reporting agencies.
- § 1022.138 Prevention of deceptive marketing of free credit reports.
- § 1022.139 [Reserved]
- Subpart O—Miscellaneous Duties of Consumer Reporting Agencies
- § 1022.140 Prohibition against circumventing or evading treatment as a consumer reporting agency.
- § 1022.141 Reasonable charges for certain disclosures.
- § 1022.142 Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking.
- Appendix A to Part 1022 [Reserved]
- Appendix B to Part 1022—Model Notices of Furnishing Negative Information
- Appendix C to Part 1022—Model Forms for Opt-Out Notices
- Appendix D to Part 1022—Model Forms for Firm Offers of Credit or Insurance
- Appendix E to Part 1022—Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
- Appendixes F-G to Part 1022 [Reserved]
- Appendix H to Part 1022—Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices
- Appendix I to Part 1022—Summary of Consumer Identity Theft Rights
- Appendix J to Part 1022 [Reserved]
- Appendix K to Part 1022—Summary of Consumer Rights
- Appendix L to Part 1022—Standardized Form for Requesting Annual File Disclosures
- Appendix M to Part 1022—Notice of Furnisher Responsibilities
- Appendix N to Part 1022—Notice of User Responsibilities
- Appendix O to Part 1022—Reasonable Charges for Certain Disclosures
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